Estimate your Special Monthly Compensation. 2026 rates.
Special Monthly Compensation (SMC) is extra pay for severe service-connected disabilities. It goes beyond the standard 100% rate.
SMC covers loss of limbs, blindness, need for aid and attendance, and housebound status. Each level has its own criteria and rate. 38 U.S.C. § 1114 and 38 CFR § 3.350 define the rules.
SMC is extra compensation for severe service-connected disabilities. It addresses loss of use, need for care, and housebound status. SMC-K is an add-on; it stacks on top of your base rate. Levels L through T replace your base rate. They pay more than 100% alone.
Each level has specific criteria. You must meet the conditions and prove them with evidence. VA does not automatically grant SMC. You must claim it.
Use the calculator below to estimate your monthly SMC. Then explore each level to understand how to qualify.
One 100% rating plus other ratings totaling 60%
Loss of use: creative organ, hand, or foot. Add-on up to 3.
Select your SMC level and dependents to see your estimated monthly benefit.
Your benefit will appear here once you make selections.
Estimate your Special Monthly Compensation (SMC) with 2026 rates. Use our Disability Calculator for combined ratings, or Lay Statement for evidence.
Special Monthly Compensation (SMC) is extra pay for severe service-connected disabilities. It goes beyond the standard 100% rate.
SMC covers loss of limbs, blindness, need for aid and attendance, and housebound status. Each level has its own criteria and rate. 38 U.S.C. § 1114 and 38 CFR § 3.350 define the rules.
SMC is extra compensation for severe service-connected disabilities. It addresses loss of use, need for care, and housebound status. SMC-K is an add-on; it stacks on top of your base rate. Levels L through T replace your base rate. They pay more than 100% alone.
Each level has specific criteria. You must meet the conditions and prove them with evidence. VA does not automatically grant SMC. You must claim it.
Use the calculator below to estimate your monthly SMC. Then explore each level to understand how to qualify.
One 100% rating plus other ratings totaling 60%
Loss of use: creative organ, hand, or foot. Add-on up to 3.
Select your SMC level and dependents to see your estimated monthly benefit.
Your benefit will appear here once you make selections.